Health Savings Accounts

Save for Future Health Care Needs — Tax Free!

A Health Savings Account (HSA) is for people enrolled in high-deductible health plans (a medical plan with a deductible of $1,500 or more). Contributions are made pre-tax and what your employees don't use in a given year will carry over from year to year. HSAs are highly portable — your employees can take their HSA with them if they change jobs. The maximum contribution in 2018 for an HSA is $3,450 for individuals and $6,900 for families. For 2019, these maximum contribution amounts will be $3,500 for individuals and $7,000 for families. Catch-up contributions for those age 55 or older are $1,000.

Your employees can have an HSA even if you choose not to offer one. The only caveat is that your employees must be enrolled in a high-deductible health plan. Your employees don't pay taxes on the money going into an their HSA, funds grow on tax-deferred, and they can use the money tax-free to pay for qualified medical expenses.

HSA Introduction.,” HealthEquity®, accessed 08/02/2018, 

FirstCare HSA Plans — Powered by HealthEquity®

We've partnered with HealthEquity® to provide your employees the chance to save money on their taxable medical savings — it's almost like offering a small raise. It's tax savings that make sense.

HSA Tools & Resources

HealthEquity® hosts an online education site with a wide selection of videos, documents, and tools so that you can see if an HSA is a good fit for you and your employees. Log on today and take advantage of resources like their mobile app, HSA contribution calculator, HSA informational documents and more! 

Log On

Want more details on our HSA plans?

Contact your regional sales representative or your insurance agent today to learn more about enrolling.

Contact Us

Employer Portal

Log In/Register

Member Portal

Log In/Register

FirstCare is here to help.

HMO: 1-800-884-4901
PPO: 1-800-240-3270
Administrative Services: 1-888-249-7366


Find a Provider

Access a Doctor, 24/7/365

FirstCare Virtual Care—powered by MDLIVE lets you connect with a doctor from wherever you are. For more details, click here.

Talk to a Nurse
24-Hour Nurseline

Need care advice? Should you see a doctor? Get the info you need today! FirstCare members can talk to a nurse 24/7 by calling 1-877-505-7947 to get answers 24 hours a day, 7 days a week! TTY users can call 711.

Send to a Friend

* Required field

Captcha The math problem above is intended to reduce spam.