Individual & Family Marketplace Plans

The Health Insurance Marketplace, also known as the Health Care Exchange, is a one-stop shop for health insurance. FirstCare offers a range of Gold, Silver and Bronze Marketplace health plans with different coverage levels, deductibles and costs.

All of our Marketplace plans offer 100% coverage for preventive care, routine labs, and x-ray services. Pharmacy benefits are also included.

We’re happy to help you find a plan that fits your health needs as well as your budget. You may also be eligible for tax breaks or premium subsidies from the government.


With our Marketplace Gold plans, you have low or no deductibles and pay the lowest out-of-pocket costs for covered services.

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With our Marketplace Silver Plans, you will pay lower premiums than our Gold Plans. Your deductible may be as low as $0, and your copayments for doctor visits or medications may be as low as $5.

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These are our most affordable Marketplace plans. With a Bronze Plan, you will pay lower premiums with slightly higher out-of-pocket costs.

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In the Market for Dental Coverage? - Ameritas Dental Coverage Benefits Your Health and Your Pocketbook

Did you know that over 120 medical conditions can be detected by a dental examination of the mouth, throat and neck? And, that with regular visits to the dentist, serious health problems can be found early and treated more affordably? With Ameritas ACA-compliant dental plans, you'll receive 100% coverage for preventive care and much more.

Click here to shop for dental coverage today.

Health and Wellness Benefits

We want to help you stay healthy. That’s what FirstCare Plus is all about.

FirstCare Plus gives our members personal health support through online tools and resources. You can take a customized health assessment. Check out any symptoms that are worrying you. Discover programs to help you take charge of your health and wellness. Expecting a child? Access our new Expecting the Best® Maternity Program for information and educational tools. If you're a member, access FirstCare Plus (including our new Expecting the Best® Maternity Programhere.

For details on information in other languages, click here

FirstCare is here for you.

We can help you find a plan that fits your needs. Contact us today!


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Non-Discrimination Notice

FirstCare does not discriminate or exclude people based on race, color, national origin, age, disability, or sex. Read more here.

Ask the Pharmacist

Have a question about a specific drug, or a drug benefit in your plan? Email our Pharmacist for the answers you need!

Talk to a Nurse—Nurse24™

Need care advice? Should you see a doctor? Get the info you need today! FirstCare members can talk to a nurse 24/7 by calling 1.855.828.1013 to get answers 24 hours a day, 7 days a week! TTY users can call 7-1-1 or  1.800.955.8771. Voice communication is available at 1.800.955.8770.

Utilization Management

Ever wonder how we decide what services to authorize for our members? Our utilization management (UM) decisions are based on medical evidence and consensus of health care professionals. For more details, click here.

The National Committee for Quality Assurance (NCQA) has awarded an accreditation status of Accredited for service and clinical quality that meet the basic requirements of NCQA's rigorous standards for consumer protection and quality improvement.

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